financialjerk

Strategies and Observations on Stellar Lumens (XLM) vs. Ripple (XRP)

I've been following these two - Stellar Lumens (XLM) and Ripple (XRP) and these are the majority of my cryptocurrency investments. For sure, Bitcoin will still ...

Why Am I Bullish on Stellar Lumens? (Stellar Lumens vs. Ripple)

Stellar Lumens is currently the top 6 cryptocurrency according to CoinMarketCap as of this writing. It has been gaining more and more momentum in terms of its c...

Top 5 Reasons Why I Took Part in Acudeen ICO

As the personal finance blogger at MillionaireActs.com, before I invest my hard-earned money into something, I see to it that I conduct thorough due diligence. ...

Why Am I Participating in Acudeen's Token and Sale and Why You Should Too

Acudeen has been one of the earliest fintech companies which adopted the invoice financing business model through the use of a marketplace platform. I am actual...

CRYPTOWATCH: TRON (TRX)

Tron (TRX) is a blockchain-based protocol for a free content entertainment system, allowing each user to freely publish, store and own data, and in the decentra...

CRYPTOWATCH: ARDOR (ARDR)

Next in my cryptowatch is Ardor. ARDR is a spun off from NXT.  ARDR is a public blockchain platform that allows people to utilize the blockchain technology...

CRYPTOWATCH: Decentraland (MANA)

Cryptocurrencies are very prone to pump and dump strategy. A lot of people will hype a particular coin causing the price of it to surge up only to dump it again...

Personal Finance Tips on Making a Big Purchase

There comes a time in our lives when we were confronted whether to make that big purchase or not. It may be a car,  a motorcycle, a luxury bag, or simply t...

How to Allocate Your Portfolio

'Don't put all your eggs in one basket'. This is the famous quote that we always hear when it comes to investing our hard-earned money. It talks about diversifi...

How to Choose Where to Invest Your Money?

You are working. You have savings. Now, you want to take out your savings in the bank and take it somewhere else to grow it because the bank is only giving you ...

What will happen after Bitcoin Fork on August 1 for most Cryptos?

It was widely known that a bitcoin hard fork is scheduled to happen on August 1. This has been going for years now to end the stalemate between the various part...

Four Words to Achieve Financial Freedom - What are they?

During my financial literacy seminars, I was usually asked the question: "How can I save if there are a lot of bills to pay and other expenses and my income is ...

Where are you in INVESTMENT DIAGRAM?

Each of us has time. But not everyone of us has knowledge and money. The three constitutes what is called the INVESTMENT DIAGRAM.  TIME Every investment ne...

How Much Do You Need to Save Monthly to Retire Millionaire?

Who wants to work for the rest of their lives? I bet no one would raise their hands to say: 'Me'. Everyone wants to retire early but not everyone has the capaci...

The Power of Compounding!

When I attend personal finance seminars, the speaker was usually asked by the audience: "When is the best time to invest?" which I usually heard being answered:...

How I Became a Millionaire at 26 (and how you can too)

Becoming a millionaire is a feat especially if you are living in a Third World Country like the Philippines. It requires hard work and discipline. Hard work bec...

How to FORCE YOURSELF to SAVE MONEY!

Savings is the foundation of wealth. There is only one golden rule if you want to become wealthy and that is to EARN MORE THAN YOU SPEND. No doubt about it. How...

Are you Trapped by Your Income?

How many lotto winners end up being wealthy after a several years of winning the grand jackpot?  How many celebrities did you know who, despite earning mil...

Are You in Favor of Network Marketing?

Everyone wants to be wealthy but no one wants to make an effort to become one. This is the reason why a lot of people are easily blinded by 'get-rich-quick sche...

Are you POOR, MIDDLE CLASS or RICH? Assess Yourself!

Having a lot of money now does not mean that you are already rich. The next question is... for how long? You need to spend in order to live so the time period y...