In August 2023 I stopped using my bank account, I closed it a few months later and never looked back.
It was not easy getting there. There were many things that, I believed, depended on me having a bank account such as:The ability to buy online, usually Amazon and SteamThe ability to buy online, usually Amazon and SteamPaying my bills online, usually phone, VPN, and internetPaying my bills online, usually phone, VPN, and internetGetting direct deposit payments, usually from work and taxesGetting direct deposit payments, usually from work and taxesGetting E-Transfer payments, usually from side jobsGetting E-Transfer payments, usually from side jobsSending money to friends, usually wire transfers Sending money to friends, usually wire transfers Having a debit card for in-store purchasesHaving a debit card for in-store purchasesHaving a debit card for making reservationsHaving a debit card for making reservationsHaving a savings account for safekeeping moneyHaving a savings account for safekeeping money